Find out how much FHOG you may receive and whether you're eligible. Select your state to see the current grant amount and key eligibility conditions.
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Don't forget about stamp duty concessions
Most states offer first home buyer stamp duty exemptions or concessions separate from the FHOG. These can save you significantly more than the grant itself. Use our stamp duty calculator to see how much you could save.
Important: FHOG amounts, thresholds, and eligibility rules change regularly. Information on this page reflects 2025 conditions to the best of our knowledge but may not reflect the most recent legislative changes. Always verify with your state revenue office or a licensed conveyancer before relying on any figures here.
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Common questions
The FHOG amount varies by state: QLD offers $30,000 for new builds; NSW, WA, SA and TAS each offer $10,000; VIC offers $10,000 for regional properties only (the metro grant was discontinued); ACT and NT have their own first-home buyer assistance schemes. Eligibility requirements and property value caps also differ by state.
Yes, in most states the FHOG can contribute toward your deposit. However, lenders typically require at least 5% of genuine savings — money that has been in your account for at least 3 months — separate from any grant funds. The grant is usually paid at settlement for existing homes or at the first drawdown for new builds.
In most states, the FHOG now applies only to new homes — either newly built homes, off-the-plan purchases, or substantially renovated properties. NSW, QLD and WA are among the states that restrict the grant to new builds. Victoria eliminated the metro grant in 2020 and now only offers it for regional new builds.
Queensland offers a $30,000 First Home Owner Grant in 2026 for eligible first home buyers purchasing or building a new home. The property must be valued at $750,000 or less and must be your primary place of residence for at least 12 months after settlement. The QLD grant is one of the highest in Australia.
Yes. If you are buying or building a new home in Brisbane and meet QLD's eligibility criteria — first home buyer, Australian citizen or permanent resident, at least one applicant 18 or older, property value $750,000 or under, and intent to live in the property for at least 12 months — you qualify for the $30,000 Queensland FHOG.
Yes. Victoria offers a $10,000 FHOG for eligible first home buyers purchasing or building a new home in a regional area of VIC. The property must be valued at $750,000 or less and must be your principal place of residence for at least 12 months. The metropolitan Melbourne FHOG was discontinued in 2020.
Western Australia offers a $10,000 FHOG in 2026 for eligible first home buyers purchasing or building a new home valued at $750,000 or less. The grant applies statewide — including Perth. WA first home buyers purchasing a home valued under $430,000 also pay no stamp duty, making the combined assistance package particularly valuable.
New South Wales offers a $10,000 First Home Owner Grant for eligible buyers purchasing or building a new home valued at up to $600,000, or building a new home where land and construction costs total no more than $750,000. NSW first home buyers also benefit from a stamp duty exemption on properties under $800,000 — often a more valuable concession than the grant itself.