Question 1

How much is stamp duty in NSW?

Accepted Answer

In NSW, stamp duty on an $800,000 property is approximately $31,335 for a non-first-home buyer. Rates vary by purchase price and buyer type. First home buyers purchasing under $800,000 are fully exempt. Use our calculator for an exact figure based on your state and situation.

Question 2

Do first home buyers pay stamp duty in Australia?

Accepted Answer

First home buyers in most Australian states receive a full exemption or significant concession. In NSW, properties under $800,000 are fully exempt; in VIC, properties under $600,000 are fully exempt. QLD, WA, SA and other states have their own thresholds. Our calculator applies the correct concession automatically.

Question 3

Is stamp duty tax deductible in Australia?

Accepted Answer

Stamp duty on an owner-occupied home is not tax deductible. For investment properties, stamp duty cannot be claimed as an immediate deduction but is included in the property's cost base, which reduces capital gains tax when you eventually sell.

Question 4

How much stamp duty do I pay on a $900,000 home in Brisbane (QLD)?

Accepted Answer

In Queensland, stamp duty on a $900,000 property for a non-first-home buyer is approximately $33,525. QLD uses a tiered transfer duty scale; for properties between $540,001 and $1,000,000 the rate is $17,325 plus $4.50 per $100 over $540,000. First home buyers in QLD purchasing a new home valued under $750,000 pay no stamp duty; a concession applies up to $800,000. Use our calculator to confirm the exact figure for your situation.

Question 5

What is the stamp duty on a $750,000 home in Melbourne (VIC)?

Accepted Answer

In Victoria, stamp duty on a $750,000 property for a standard purchaser is approximately $36,970. For a $750,000 purchase, the applicable bracket is $18,370 plus $6 per $100 over $440,000 — giving ($750,000 − $440,000) × 6% = $18,600, totalling approximately $36,970. First home buyers purchasing a home valued under $600,000 pay no stamp duty in VIC; a concessional rate applies between $600,001 and $750,000. Our calculator applies the correct rate automatically.

Question 6

How much is stamp duty on a $1,000,000 property in Perth (WA)?

Accepted Answer

In Western Australia, stamp duty on a $1,000,000 property for a non-first-home buyer is approximately $42,615 — calculated at $28,453 plus $5.15 per $100 over $725,000. WA first home buyers are eligible for a full exemption on homes valued up to $430,000 and a partial concession up to $530,000, so a $1,000,000 purchase attracts the standard duty in full.

Question 7

How much stamp duty does a first home buyer pay in South Australia?

Accepted Answer

In South Australia, there is no first home buyer stamp duty exemption or concession as a standalone benefit — all buyers pay the standard transfer duty rate. On a $600,000 home in Adelaide, stamp duty is approximately $26,830. However, first home buyers may access the SA First Home Owner Grant of $15,000 for new builds, which effectively offsets part of this cost.

Question 8

How much stamp duty does a first home buyer pay on a $600,000 home in Sydney (NSW)?

Accepted Answer

In NSW, first home buyers purchasing a home valued at exactly $600,000 pay no stamp duty — the full exemption applies to properties up to $800,000. This represents a saving of approximately $22,490 compared to what a non-first-home buyer would pay on the same property. For properties between $800,001 and $1,000,000 a tapered concession applies.

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