Calculate stamp duty for all 8 Australian states and territories, including first home buyer concessions. Rates reflect 2024–25 thresholds.
Estimated Stamp Duty
First Home Buyer Concession Applied
Important: This calculator provides an estimate only. Rates are based on 2024–25 schedules and may not reflect recent legislative changes, foreign purchaser surcharges, off-the-plan concessions, or other adjustments. Always confirm with your conveyancer or state revenue office before settlement.
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Common questions
In NSW, stamp duty on an $800,000 property is approximately $31,335 for a non-first-home buyer. Rates vary by purchase price and buyer type. First home buyers purchasing under $800,000 are fully exempt. Use our calculator for an exact figure based on your state and situation.
First home buyers in most Australian states receive a full exemption or significant concession. In NSW, properties under $800,000 are fully exempt; in VIC, properties under $600,000 are fully exempt. QLD, WA, SA and other states have their own thresholds. Our calculator applies the correct concession automatically.
Stamp duty on an owner-occupied home is not tax deductible. For investment properties, stamp duty cannot be claimed as an immediate deduction but is included in the property's cost base, which reduces capital gains tax when you eventually sell.
In Queensland, stamp duty on a $900,000 property for a non-first-home buyer is approximately $33,525. QLD uses a tiered transfer duty scale; for properties between $540,001 and $1,000,000 the rate is $17,325 plus $4.50 per $100 over $540,000. First home buyers in QLD purchasing a new home valued under $750,000 pay no stamp duty; a concession applies up to $800,000.
In Victoria, stamp duty on a $750,000 property for a standard purchaser is approximately $36,970. First home buyers purchasing a home valued under $600,000 pay no stamp duty in VIC; a concessional rate applies between $600,001 and $750,000. Our calculator applies the correct rate automatically.
In Western Australia, stamp duty on a $1,000,000 property for a non-first-home buyer is approximately $42,615 — calculated at $28,453 plus $5.15 per $100 over $725,000. WA first home buyers are eligible for a full exemption on homes valued up to $430,000 and a partial concession up to $530,000.
In South Australia, there is no standalone first home buyer stamp duty exemption — all buyers pay the standard transfer duty rate. On a $600,000 home in Adelaide, stamp duty is approximately $26,830. First home buyers may access the SA First Home Owner Grant of $15,000 for new builds, which effectively offsets part of this cost.
In NSW, first home buyers purchasing a home valued at exactly $600,000 pay no stamp duty — the full exemption applies to properties up to $800,000. This represents a saving of approximately $22,490 compared to a non-first-home buyer. A tapered concession applies between $800,001 and $1,000,000.